Get Your Money From Congress

You could soon be receiving a rebate check from the government worth $300 to $800 a person. With the economy sinking faster everyday, the government is looking for a way to spur a turnaround. Along with rebate checks, President Bush also favors tax breaks for businesses.

There are many people out there that believe that this is an ineffective patch to the problem at hand. The Pittsburgh Tribune-Review puts it bluntly, "Tax rebates, however, don't stimulate the economy. Cutting tax rates does". Becky states in her blog Just a Girl in short shorts, "Now, what would make a difference is if the government were to quit pocketing one third of our income, or at least knock it down in a meaningful way."

While I feel the rebate checks will undoubtedly be welcomed, I don't think it will help jump start our economy out of a recession. I believe that what ever positive spike in the economy is felt, it will be short lived and we will be back where we started.

What are your thoughts on the subject? Leave a comment to let us know!

Free Store Credit

If you live near a Staples or an OfficeMax, and have a surplus of empty inkjet cartridges (Lexmark, Dell or HP originals), these two stores will give you a $3 store credit for every one that you bring in. The credit (no pun intended) for this goes to the bargain section on About.com.

The stores will let you use up to three credits (read: $9) at a time. With this you will be able to find some really good deals on various items as both stores have great value sections. So whenever you see an empty inkjet cartridge laying around, go ahead and pick it up, it will give you $3 in store credit!

Mint Money Management

Have you been wondering where all your money has been going after you've been paid? Are you not sure what percentage of your paycheck goes towards food? Gas? Then maybe you need a program like Mint.

Mint is a web based program that tracks your money in real time. Once you create an account on their website, you enter in your bank and credit card information along with passwords and it downloads all transactions for you and categorizes them. Mint just recently received the TechCrunch40 Top Company award and is seeing a new influx of users.

I have to admit that I'm still a bit leery of entering in my bank information with passwords; especially to a startup company. But if you read Mint's TOU, you will see that the account information is actually handled by Yodlee. Yodlee handles online portfolios for 32 of the top 50 banks in the U.S. Even with another reputable company handling the account information, I'm still uncomfortable releasing all my information. Unless some sort of insurance is given in case of fraud, I probably won't use the site.

Now, for those of you that weren't scared off from the previous paragraph, Mint does look to be a good program for tracking your finances and it is free. It provides you with percentages, graphs and charts for you to easily determine where your money is being spent.

If you are comfortable releasing your bank information to another company, then try out Mint, as it looks to be a very good financial program. If you're not sure about releasing your information, give it time, as Mint might change the way the information is stored or offer some sort of fraud insurance in the future.